Terms of Use

This website is an information service provided by Nuffer, Smith, Tucker, Inc. (“NST”) with the express condition that users agree to be bound by the terms and conditions set forth in this User Agreement, which may be modified periodically. You are responsible for checking the terms and conditions for changes from time to time. Your use of this website constitutes your acknowledgement and acceptance of all the following terms and conditions.


You acknowledge that the information on this website is provided “as is” for general information only. This website does not offer technical, medical, or other professional advice or recommendations, and individuals should not rely on the information posted on this website as a substitute for consultations with qualified professionals in any field.

NST makes no representations with respect to the information, services, products, or messages on this website and specifically disclaims any other warranties, including but not limited to implied or express warranties of merchantability or fitness for any particular usage, application, or purpose.

NST makes no warranties of any kind regarding the operation of this website, including but not limited to any warranty of accuracy, completeness, currency, reliability, merchantability or fitness for a particular purpose, or any warranty that these pages, or the server that makes them available, are free of viruses, worms, trojans, other harmful elements or other code that manifest contaminating or destructive properties and such warranties are expressly disclaimed.

Links from this Website

NST makes no representation, warranty, or endorsement, express or implied, as to any of the information, services, products, or messages on any websites accessible through a hyperlink on this website. Such links are provided for convenience only. NST does not necessarily endorse the organization or individual(s) operating the website, nor does NST endorse or warranty the services, products, or messages posted on or available through such websites.

Copyright and Trademark

Unless otherwise indicated, all information contained on this website, such as text, graphics, logos, button icons, images, audio, and video clips, is copyrighted by and proprietary to NST. The content displayed on any page of this website may be used for personal and noncommercial uses which do not harm the reputation of NST, provided that the user does not remove any trademarks, copyright or any other notice contained in such content. NST names and logos and all related product and service names and designs are the trademarks or service marks of NST and may not be used or reproduced without its prior written consent.


You agree that you will hold harmless NST and its officers, directors, agents, and employees, from all claims arising out of or related to your access or use of, or your inability to access or use, this website or the information, services, products, or messages contained in this website or other websites to which it is linked, including but not limited to claims that you have found something you have heard, viewed, or downloaded from this website or another website to which it is linked to be obscene, offensive, defamatory, or infringing upon your intellectual property rights. In no event will NST or the contributors of information to this website be liable to you or anyone else for any decision made or action taken by you in reliance on such information or for any consequential, special, or similar damages, even if advised of the possibility of such damages. YOU HEREBY RELEASE AND FOREVER WAIVE ANY AND ALL CLAIMS YOU MAY HAVE AGAINST NST, ITS OFFICERS, DIRECTORS, AGENTS, AND EMPLOYEES, FOR LOSSES OR DAMAGES YOU SUSTAIN IN CONNECTION WITH YOUR USE OF THIS WEBSITE.

Linking from other Websites

NST may grant the owner of a website permission to use a hyperlink to this website from its website, provided: (a) any such link must clearly be marked “NST” (b) the appearance, position, and other aspects of either the link or the host website may not be such as to damage or dilute the goodwill associated with NST’s name and trademarks; (c) the appearance, position, and other aspects of either the link or the host website may not create the false appearance that any other entity is associated with or sponsored by NST (unless the entity is so associated); and (d) the link, when activated by a user, must display this website full-screen and not with a “frame” on the linked website. The owner of any website with a hyperlink to this website agrees to the foregoing terms and agrees to delete any such link upon notice from NST that such permission has been revoked, which notice may be given at any time and for any reason. NST is not responsible for the information or materials contained on websites linking to this website. Links to this website are provided for the convenience of reference only and are not intended as an endorsement by NST or the organization or individual operating the host website or a warranty of any type regarding the host website or the information on the host website.

Governing Law

This website (excluding linked sites) is controlled by NST, which is headquartered in the State of California, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of California, by accessing this website both you and NST agree that the statutes and laws of the State of California, without regard to conflicts of laws and principles thereof, will apply to all matters arising from or relating to the use of this website. You and NST also agree and hereby submit to the exclusive personal jurisdiction and venue of San Diego County, California, and the United States District Court for the District of California with respect to such matters. NST makes no representation that materials on the website are appropriate or available for use in other locations and accessing them from territories where their contents are illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with local laws.